How do PTCs and CSRs compare?
| Factors | PTC | CSR |
|---|---|---|
| Can they be used to pay for: | ||
| Premiums |  |  |
| Deductibles | | |
| Copays | | |
| Coinsurance | | |
| How the financial assistance is applied: | ||
| Money sent directly to the insurer every month to lower the premium |
| |
| Money sent to the insured individual in one lump sum once their annual taxes have been filed |
| |
| Discounts given by the insurer to lower an individual's out-of-pocket costs | | |
| Can they be used for the following QHP categories? | ||
| Platinum | | |
| Gold | | |
| Silver | | |
| Bronze | | |
| Reconciled at the end of the year? | | |
Sources
Date of Publication
Date Last Reviewed
Source