If an individual currently receives Social Security Disability Insurance (SSDI) benefits and has Medicare, but then becomes employed full-time and loses their SSDI benefits, will they also lose their Medicare coverage?

If an individual currently receives Social Security Disability Insurance (SSDI) benefits and has Medicare, but then becomes employed full-time and loses their SSDI benefits, will they also lose their Medicare coverage?

It depends. 

Generally, if a client qualified for Medicare via the SSDI disability pathway and subsequently loses their SSDI benefits, they will also lose Medicare coverage unless they also qualify on the basis of age (65 or older) or if they have End Stage Renal Disease (ESRD).

However, there are also a number of programs that support people receiving SSDI to engage in trial work periods while maintaining eligibility for SSDI benefits and Medicare. Even after a trial work period ends and a person loses their SSDI benefits, they may still be able to maintain Medicare coverage for a certain period of time.

Learn more.

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